Funeral Pre-Planning in New Jersey
New Jersey law requires that 100% of all monies paid toward meeting the expenses of a funeral pre-arrangement plan must be deposited into a trust account for the intended funeral recipient. This trust account must be FDIC insured.
Our trust account is with the New Jersey Funeral Directors Association Pre-Paid Funeral Trust Fund. The trust fund is currently in its 25th year of operation.
The monies deposited are invested in jumbo certificates of deposit, so that they earn the most competitive interest rates for the person who is to benefit from the trust.
The trust fund satisfies all legal requirements and regulations for pre-paying for a funeral. It meets all requirements for SSI, and Medicaid. The interest that is earned is credited to the individual account. This helps offset the rise in inflation and serves to provide adequate funding at the time of the funeral.
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